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Decoding Difficult Topics and Questions

Addressing Your Money Questions, One Post At A Time

 

Podcast: How New Fed Affects Mortgages

June 19, 2026

Kevin Warsh is the new Fed chair, and real estate buyers (and sellers) want to know what that means for mortgage rates.  In his first Fed Meeting this week, rates held, with 9 governors indicating...

Podcast: Same Rate, New Fed

June 19, 2026

The Federal Reserve just held interest rates steady — but for the first time in years, the bigger story isn't the number, it's the man behind the decision. Kevin Warsh walked into his first FOMC...

Podcast: This Week the Market Ran on Oil and Inflation

June 12, 2026

This week oil prices whipsawed on Iran headlines while a hot inflation print kept the Fed boxed in, and together they drove the narrative in the market. Is the war actually over...again? How would...

Podcast: Trump Accounts - A Win For Grandkids?

June 12, 2026

Last summer Congress created a brand new savings vehicle for minors called the “Trump Account” or 530A account. For families building generational wealth, the rules might not be what you'd expect...

Sonoma Wealth Nominated For Award

June 11, 2026

Our firm, Sonoma Wealth Advisors, has been nominated in the Best Financial Advisor category in the Sonoma Index Tribune’s People's Choice Awards 2026.

 

This nomination is an honor for us,...

Podcast: What Is The Dot Plot?

June 05, 2026

The Fed may soon scrap a tool called the dot plot...and most people have never even heard of it. But it has quietly shaped every mortgage rate, bond yield, and retirement projection in the last...