What Coverage Is Appropriate?
At Sonoma Wealth Advisors, we recognize that your financial picture, your complete financial picture, has multiple sides. While investments are at the forefront of our approach, in appropriate situations, our advisors can recommend select insurance policies to protect the assets you already have.
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It's Just Insurance. Sonoma Wealth Advisors views select life insurance policies as protection from loss of income, nothing more. Life insurance is not an investment unto itself.
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Only When Appropriate Just because you can buy life insurance does not mean it's in your best interest. Our advisors analyze your situation and recommend only when necessary. |
Do You Really Have It?
One study found that 29% of respondents thought they had some kind of long-term care coverage, but only 3.1% actually did. The Department of Health and Human Services reports that 70% of people over 65 can expect to use long-term care in some capacity. With the estimated nursing home cost at over $100,000, could your portfolio cover that out of pocket? Let our advisors help you answer that question.